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Review and Finalize Financial Aid Offer

Watch for an 'Offer Notification'

We will communicate with you through your UCC student email. You will receive an “Offer Notification” email when your aid offer is complete and ready to review and finalize.

Review Your Aid Offer

Once you have reviewed and accepted your financial aid, we will pay you during the second week of the term. Financial aid cannot pay you until the second week because we must verify that you are attending and participating in classes. If there is any money left over after we’ve collected our payment, we will issue you a refund on the third Monday of each term.

Read the Terms and Conditions

Before students are paid financial aid, they must acknowledge the terms and conditions. It is a list of your responsibilities as a financial aid recipient. Make sure you read and acknowledge the Terms and Conditions located in the financial aid section of self-service. Follow the directions below:

Step 1: Select Student

Enter Sign In Information

  • Enter User ID (800XXXXXX number)
  • Enter Password (8-15 characters)
  • Sign In

Step 2: Self-Service

From the Main Menu select the Financial Aid link

From the Financial Aid web page

  • Click the “Offer” link

Step 3: Review, Acknowledge and Accept the Terms & Conditions

Click the green Submit button to display the Terms and Conditions

NOTE: By clicking on the green submit button Will Not automatically accept any offered student loans and/or federal work-study. That is a separate process for you to decide whether to accept or decline those offer(s).

Step 4: Student Loans

Click the Select Drop-Down to decide whether to accept, decline or modify the student loan offer. Click submit to finalize your decision.

The amount of your aid offer is based on full-time enrollment (12 credits) each term. Review each fund and accept the aid you need for educational expenses. It is wise to accept funds in this order:

  • Grants – UCC will accept federal and state grants for you. Grant money does not have to be repaid and is the best option to pay for your education.
  • Work-Study – Federal work-study is money that can be earned through part-time work on or off the UCC campus.
  • Student Loans – Accept loans only if necessary. Loans do have to be repaid to the Department of Education. You may accept a portion of your loans if you do not need the full amount. Since loans must be repaid, ask a few questions before accepting: How much do I need to borrow? Can I borrow partial amounts instead?
  • Scholarships – If you do not have enough federal and state aid to assist with all educational expenses, we encourage you to apply for scholarships.

Getting Textbooks Before the Term

Students who are eligible for financial aid and have enough funds to cover tuition, fees, textbooks and supplies can charge purchases at the UCC Hawk Shop Bookstore starting three weeks before the term begins. To be eligible you must ACCEPT the Title IV Authorization and you must be enrolled (not waitlisted) for the term. Check your student account and financial aid offer in your self-service to see if you have sufficient funds.
To charge textbooks and supplies at the UCC Hawk Shop Bookstore while your aid is being processed and packaged students can request a Textbook Allowance Form. Charges for textbooks and required supplies are deducted from the current term financial aid offer. Please contact the Financial Aid Office or the UCC Hawk Shop Bookstore if you have any questions. (Automotive and Welding program students have special allowances and should visit the Financial Aid Office or speak with their instructor for more information).

Available Dates to Use Financial Aid for Purchasing Textbooks at the Hawk Shop Bookstore
2024-25

Term Dates
Term Summer 2024
Dates June 17 - July 12
Term Fall 2024
Dates Aug. 26 - Sept. 20
Term Winter 2024
Dates Dec. 16 - Jan. 10
Term Spring 2025
Dates Mar. 10 - Apr. 4
Disbursement Schedule

2024-25 Disbursement Schedule

Programs Fall 2024 Winter 2025 Spring 2025
Programs Aid Offer Disbursement
Fall 2024 Sept. 30
Winter 2025 Jan. 20
Spring 2025 Apr. 14
Programs Federal Direct Stafford Loans
(*First Time Borrowers)
Fall 2024 Oct. 21
Winter 2025 Feb. 10
Spring 2025 May 5

  • As a student at UCC and a first time borrower, Federal Regulations require that the first disbursement of Federal Direct Stafford Loans not be released until 30 days after the term begins.
What to Do When Your Financial Aid Award is Not Enough

After you have been offered your financial aid and you have reviewed your aid offer, you may not have enough money to live on and go to school. In most cases, there are a few things that may be able to help you.

Adjust My Financial Aid Information

Your financial aid is based on your tax information from two years ago. A lot can happen in that time. If your financial situation has changed significantly due to an extenuating circumstance, you can consider a more recent tax year to use instead. You will need to file a special circumstance request and provide new tax information for the requested year. Contact the financial aid office for more information.

Additional Expenses

Not every student has the same expenses. In some cases, we may provide additional funding for childcare, special tools and equipment.

Additional Funding

At UCC, we do not package Federal Direct Unsubsidized loans upfront. If you need additional funding student loans can be a great way to cover your expenses. This is a relatively fast way to get additional funding. You can request an unsubsidized loan by submitting a Loan Request and Revision form.

Scholarships can also be a great way to fund your education, but they take a little more work and are not a great solution for immediate needs. The typical scholarship cycle is between six and nine months. These are a great long-term strategy! See our Scholarships section below for more information.

Scholarships

Scholarships are a great resource for students because they are free money. In many ways they are like a federal Pell Grant. Perhaps the biggest difference between scholarships and grants is that grants are need based, while scholarships are often merit based. Merit based means that the student has demonstrated they are good student and community member. Scholarships always require an additional application. Below are the typical components of a scholarship application.

Application and GPA

Not every scholarship cares about your GPA, but most of them will require it on the application. That doesn’t mean that you have to have a perfect 4.0. There are plenty of great scholarships out there for students with a 3.0 or in some cases even a 2.5

Letters of Recommendation

Letters of recommendation are sometimes tricky to get. Ask for letters of recommendation from someone in a professional setting.

Telling Your Story: The Essay

Many scholarships will ask you to write a short essay response to a question. The question is almost always a version of, “tell us about a challenge you’ve had in your life and how you overcame it.” Learning how to tell your story is so very important and is often overlooked by scholarship applicants. What the scholarship donor wants to determine is if you are worth the investment. Get good at writing your story and make sure to get it edited and proofread by at least one other person.

Finding Scholarships

Beware! There are a lot of scam scholarships out there that will just take your money and never intend to give you a scholarship.

Student Loan Requirements

If you have been offered a subsidized student loan you must first accept the loan in the financial aid section of your student self-service.
If this is the first time you are taking out a student loan there are a few extra steps that you must complete to access the loan.

Entrance Counseling

Entrance counseling is a series of web pages and budgeting exercises to help you understand the terms of your loan and what you can expect to repay. You can complete entrance counseling by logging into studentaid.gov with the FSA ID that you used to sign your FAFSA.

Master Promissory Note (MPN)

The master promissory note is the contract that underwrites your student loans. It authorizes the federal government to collect on the loan if you default. It will require you to list several references and is good for any loan you take out in the next ten years. You can complete your MPN by logging into studentaid.gov with the FSA ID that you used to sign your FAFSA.

30 Day Delay

If this is your first time taking out a student loan, be aware that it will be delayed by 30 days. This is a federal requirement for first time borrowers. Please plan ahead so you don’t get caught waiting on a loan that will be late. After your first term, all of your loans will be disbursed on the standard disbursement schedule. If you have a 1-term loan it must be disbursed in 2 payments.

Exit Counseling

If you take out a loan you are required to complete exit counseling when you leave Umpqua Community College. Exit counseling will have all the information that you need to be able to manage your loan and have a successful repayment. You can complete exit counseling at studentaid.gov.