Cohort Default Rate



ENROLLMENT NOTE: To provide context for the Cohort Default Rate (CDR) data, we include Enrollment Figures (students enrolled at any time during the year) and the corresponding Percentage Calculation (borrowers entering repayment divided by that enrollment figure). There is no direct relationship between the timing of when a borrower entered repayment and any particular enrollment year; we have chosen to use the academic year ending on the 30th of June before the beginning of the cohort year.

Cohort Default Rate (CDR) data is not displayed when Number of Borrowers in Repayment (number of borrowers entering repayment in cohort) includes 10 or few borrowers.

Current Date October 19, 2023

The Average Rate Formula is used to calculate the official cohort default rate for a school with 29 or fewer borrowers entering repayment during a cohort fiscal year if that school had a cohort default rate calculated for the two previous cohort fiscal years. If a school does not have 3 consecutive years of CDR data to calculate the Average Rate Formula, the rate is considered unofficial. In addition, cohort default rate data for schools with 10 borrowers or less in repayment will not be shown.

For more information click here or the image above and search for Umpqua Community College.

For more information about the national default rate (CDR) for federal student loans, click here

To learn about the percentage rate of student loan borrowers click here