ECMC - Student loan repayment and financial literacy services

Financial Wellness

Financial Wellness will help you borrow responsibly and understand the changes in federal regulations that affect both you and the college.

Understanding the new Satisfactory Academic Progress (SAP) Policy and how your decisions can impact your financial aid is important for making informed decisions.

Along with the new Financial Aid SAP policy, you will learn details of the Federal Direct Loan program and what you can expect if you decide to borrow money to finance your education.

The Online Financial Aid Literacy Seminar is composed of seven units and an assessment at the end. It may take you 2 - 2.5 hours at your convenience to complete it. 

Student Loan Infographics

ECMC Infographic

Student Loan Tips

Coronavirus and Forbearance Info for Students, Borrowers, and Parents

Quarantine Goals: Ten Things to Do Without Leaving Your Home to Improve Your Financial Well-Being

3 Ways to Pay Down Federal Student Loans That Are in Forbearance Due to the Coronavirus

Student Loan Awareness

As April and National Financial Capability Month close, we are reminded of the importance of financial education not just in April but every day. Life is changing daily in ways we could not imagine. Here are some useful tips and resources to be aware of.

During times of crisis, we see how the country comes together and how it can bring out the good in humanity. Winston Churchill first said, "Never let a good crisis go to waste." Unfortunately, scammers are taking that to a completely new level and taking advantage of people who are especially vulnerable right now. The following are some of the most common scams currently being reported:

Treatment scams: Offers to sell fake cures, vaccines and advice on unproven treatments.

Supply scams: Fake shops, websites, social media accounts and email addresses are being created claiming to sell medical supplies currently in high demand, such as surgical masks.

Provider scams: People are being contacted by phone and email from fake healthcare providers who have treated a relative for COVID-19 and are demanding payment.

Charity scams: Scammers are soliciting donations for individuals, groups and areas affected by COVID-19.

Phishing scams: Posing as national and global health authorities, including the World Health Organization (WHO) and the Centers for Disease Control and Prevention (CDC), scammers are sending phishing emails designed to trick recipients into downloading malware or providing personally identifiable and financial information.

App scams: Scammers are creating and manipulating mobile apps designed to track the spread of COVID-19 to insert malware that will compromise users’ devices and personal information.

Investment scams: Scammers are offering online promotions on various platforms, including social media, claiming that the products or services of publicly traded companies can prevent, detect or cure COVID-19 and that the stock of these companies will dramatically increase in value as a result.

For more information or if you suspect you’ve become a victim of one of these schemes, please go to

Student Loan Resource Video

Student Loan Repayment Options

Student Loan Counseling Tools

Entrance Counseling

Entrance Loan Counseling Guide (for use with offline loan counseling)

Exit Counseling

Exit Loan Counseling Guide (for use with offline loan counseling)

Financial Aid Office

1140 Umpqua College Rd
Roseburg, OR 97470
Phone: 541-440-7645
Fax: 541-440-4612
Email: This email address is being protected from spambots. You need JavaScript enabled to view it.

Hours: Mon - Thu, 8 a.m. - 6:45 p.m.; Fri, 10 a.m. - 5 p.m.